Are Mortgage Rates Reaching a Bottom?

The recent fluctuations in the mortgage market have left many homebuyers and investors wondering if rates have finally peaked. While experts dispute on the exact trajectory, there are factors suggesting that we could be nearing a bottom. Inflation data indicate a potential shift in the pace of growth. Additionally, buyer activity have shown som

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Stricter Lending: A Wall Against Future Crashes?

The global financial landscape remains volatile, prompting intense debate about strategies to mitigate future crises. Stricter lending practices, characterized by increased scrutiny of borrowers and demanding loan conditions, have been proposed as a potential solution. Proponents argue that such measures can limit excessive risk-taking by financ

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